Terms and Conditions
Last updated: January 15, 2026
These Terms and Conditions (hereinafter "Terms") govern the access to and use of the website kredanorentix.com and the services provided by Kredanorentix, S.A. de C.V. (hereinafter "Kredanorentix"). By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with any provision, we ask that you do not use our site.
1. Description of Services
Kredanorentix offers advisory and consulting services in personal finance, financial education, and guidance for accessing government support programs in Mexico. Our services include personalized financial evaluation consultations, guidance on federal and state economic support programs, financial education workshops and resources, and personal financial planning tools. Initial consulting services are provided at no cost. Additional services may be subject to fees that will be communicated in advance.
2. Eligibility
To use our services, you must be at least 18 years of age or have the consent of your legal guardian, legally reside in the United Mexican States, provide truthful and up-to-date information during the registration and consultation process, and have a valid email address for follow-up communication.
3. Registration and User Account
By submitting a contact form or request on our website, you agree to provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of any access credentials we provide to you and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
4. Acceptable Use
When using our website and services, you agree not to use the site for illegal or unauthorized purposes, not to attempt to access systems or data without authorization, not to transmit viruses, malware, or other malicious code, not to impersonate another person or entity, not to use the information provided for fraudulent activities, and not to reproduce, duplicate, or commercially exploit the content of the site without prior written authorization.
5. Intellectual Property
All content on the Kredanorentix website, including texts, graphics, logos, images, educational materials, software, and any other materials, is protected by intellectual property laws in force in Mexico and applicable international treaties. The "Kredanorentix" trademark and its logo are the exclusive property of Kredanorentix, S.A. de C.V. Their reproduction, distribution, or use without prior written authorization is prohibited.
6. Limitation of Liability
Kredanorentix provides general financial information and guidance. We are not a regulated financial institution and do not provide banking, credit, or investment services. The information provided does not constitute binding professional financial, tax, or legal advice. Eligibility for government programs depends on criteria established by the corresponding agencies and may change without prior notice. Kredanorentix shall not be liable for financial decisions made based on the information provided without consulting a certified professional.
7. Indemnification
You agree to indemnify and hold harmless Kredanorentix, its officers, employees, and representatives from any claim, damage, loss, or expense (including attorney fees) arising from misuse of the website or services, violation of these Terms, or infringement of third-party rights on your part.
8. Modifications
Kredanorentix reserves the right to modify these Terms at any time. Modifications will take effect upon publication on the website. Continued use of the site after any modification constitutes acceptance of the updated Terms. We recommend that you review these Terms periodically.
9. Applicable Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws in force in the United Mexican States. For the resolution of any dispute arising from these Terms, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them by reason of their present or future domicile.
10. Dispute Resolution
Before initiating any legal proceedings, the parties agree to attempt to resolve any dispute amicably through direct negotiation for a period of 30 calendar days. If no agreement is reached, the parties may resort to mediation proceedings before the Federal Consumer Protection Agency (PROFECO) or the competent courts of Mexico City.
11. Contact
For any inquiries related to these Terms and Conditions, you can reach us at: Kredanorentix, S.A. de C.V., Av. Paseo de la Reforma 505, Floor 32, Col. Cuauhtémoc, Mexico City, C.P. 06500. Email: contacto@kredanorentix.com. Phone: +52 (55) 4170-8923. Business hours: Monday to Friday, 9:00 AM to 6:00 PM (Central Mexico Time).